Are you a first-time home buyer or someone who hasn't owned a home for the past 3 years?
Great programs available for Down Payment & Closing Costs Assistance!!
The Texas Department of Housing and Community Affairs (TDHCA)
Down Payment Assistance Program
Funds are limited & the program is on a first-come-first-serve basis!
Program Details
Household gross income limits for borrowers apply:
CITY OF PEARLAND
Number in Household |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
Maximum Annual Income |
$41,000 |
$47,000 |
$52,850 |
$58,700 |
$63,400 |
$68,100 |
$72,800 |
$77,500 |
CITY OF CLEVELAND, CITY OF BAYTOWN, GALVESTON COUNTY, CHAMBERS COUNTY & WALLER COUNTY
Number in Household |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
Maximum Annual Income |
$36,500 |
$41,700 |
$46,900 |
$52,100 |
$56,300 |
$60,450 |
$64,450 |
$68,800 |
Can also be used in conjunction with TDHCA BOND 77 Program
with credit scores as low as 620!
Contact The Cindy Cristiano Team for more information! (713) 733-8200 or Email us at Cindy@MoveWithCindy.com
The Cindy Cristiano Team...Helping Your Dreams of Homeownership Come True!
To find out if you are eligible for this program call Kim Harmon at HomeTrust Mortgage for more information & to get the Pre-Approval process started!
Not a commitment to lend. Borrower must meet qualification criteria. *Eligible areas include: Cities of Pearland, Huntsville, Cleveland, Baytown or the Counties of Galveston (expect City of Galveston), Matagorda, Wharton, Austin, Waller & Chambers. **The assistance is in the form of a deferred loan forgiven at 20% per year over a five year period if the assistance is less than $15,000. If the assistance is $15,000 or more, the deferred loan is forgiven at 10% per year over a ten year period. The funds can be used for the required down payment, to set up escrow account and pay closing costs. Any excess may go towards additional down payment.